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Insurance and MOT

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fenhel1

Posts : 6
Join date : 2012-05-28

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Post by fenhel1 on Sun 24 Jun 2012, 10:32 am

Hi, I am wondering if anyone can help. We have been told that a new law has come in that our dandy trailer will need a MOT due to brake on trailer. Is this true and it needs insurance.
Please could you clarify and also where is best for insurance
Many thanks
Helen
Helen
Dandy Owner

Posts : 6837
Join date : 2011-06-12

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Post by Helen on Sun 24 Jun 2012, 11:39 am

As far as I know because it's a braked trailer you have to ensure that the brakes are connected to the car and in working order, if the police stop and check and the trailer isn't in roadworthy condition then you could be prosecuted. All lights should be working and you should service regularly anyway and check tyres, it's just common sense ...... as for the MOT I think it's changes to the car MOT and towbars that your referring to. We have informed the car insurance company we use that we do tow both a Caravan and a Dandy and it hasn't made any difference to the price of our policy. Insurance isn't that expensive for Dandy's and I would recommend it, we get ours here

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ShaunJUK
ShaunJUK

Posts : 590
Join date : 2011-09-26
Age : 40
Location : Grimsby

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Post by ShaunJUK on Sun 24 Jun 2012, 11:49 am

Helen wrote:As far as I know because it's a braked trailer you have to ensure that the brakes are connected to the car and in working order, if the police stop and check and the trailer isn't in roadworthy condition then you could be prosecuted. All lights should be working and you should service regularly anyway and check tyres, it's just common sense ...... as for the MOT I think it's changes to the car MOT and towbars that your referring to. We have informed the car insurance company we use that we do tow both a Caravan and a Dandy and it hasn't made any difference to the price of our policy. Insurance isn't that expensive for Dandy's and I would recommend it, we get ours here

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I tried them before Helen but they only cover under 25 yr old, is there anywhere that covers older models?
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fenhel1

Posts : 6
Join date : 2012-05-28

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Post by fenhel1 on Sun 24 Jun 2012, 12:13 pm

Helen wrote:As far as I know because it's a braked trailer you have to ensure that the brakes are connected to the car and in working order, if the police stop and check and the trailer isn't in roadworthy condition then you could be prosecuted. All lights should be working and you should service regularly anyway and check tyres, it's just common sense ...... as for the MOT I think it's changes to the car MOT and towbars that your referring to. We have informed the car insurance company we use that we do tow both a Caravan and a Dandy and it hasn't made any difference to the price of our policy. Insurance isn't that expensive for Dandy's and I would recommend it, we get ours here

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Thanks, we check brake lights etc and tyres, as you say its common sense but someone told us the trailer would need an MOT so no one has heard this before, apparently its a law thats come in this year. If anyone has a link to insurance for a dandy over 25 years old thanks
Helen
Helen
Dandy Owner

Posts : 6837
Join date : 2011-06-12

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Post by Helen on Sun 24 Jun 2012, 12:28 pm

I'm sure some one will be able to help you, I think some are members of the Caravan and Camping Club and insure through them. I would hope that if an MOT for trailers had been made law it would be well publicised considering the millions it would affect.
Eilis
Eilis
Dandy Owner

Posts : 1458
Join date : 2011-06-12
Age : 54
Location : Lowestoft, Suffolk

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Post by Eilis on Sun 24 Jun 2012, 12:57 pm

i had a look on the trailer association site and there is nothing there about a new law coming in for braked trailers and i would have thought they would need to let you know well in advance so all the trailers out there could be MOT'd before it came into effect
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fenhel1

Posts : 6
Join date : 2012-05-28

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Post by fenhel1 on Sun 24 Jun 2012, 1:11 pm

Eilis wrote:i had a look on the trailer association site and there is nothing there about a new law coming in for braked trailers and i would have thought they would need to let you know well in advance so all the trailers out there could be MOT'd before it came into effect

Thanks for that, I knew this was the best place to find out. Thank you
mike
mike
Dandy Owner

Posts : 5172
Join date : 2011-06-12
Age : 71
Location : north east lincs

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Post by mike on Sun 24 Jun 2012, 1:58 pm

There is a change in October i think all new trailers will need type approval that could be what you have seen Mike

Helen
Helen
Dandy Owner

Posts : 6837
Join date : 2011-06-12

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Post by Helen on Sun 24 Jun 2012, 2:04 pm

Just found this regarding Type approval ...... not read through it yet but here's the link, if you can fathom what it all means can you please explain it here

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mike
mike
Dandy Owner

Posts : 5172
Join date : 2011-06-12
Age : 71
Location : north east lincs

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Post by mike on Sun 24 Jun 2012, 2:12 pm

Don't think it affects us its only new trailers I think
MrsG
MrsG

Posts : 287
Join date : 2011-11-03
Age : 37
Location : Dandy Land

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Post by MrsG on Sun 24 Jun 2012, 2:59 pm

Got ours through C&CC Shaun - its dead cheap aswell £40 to cover her for 3k which will allow us to replace her and also 1k of contents....I don't worry about theft as much, more so people driving into her or something...Ours is 1989.


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fenhel1

Posts : 6
Join date : 2012-05-28

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Post by fenhel1 on Sun 24 Jun 2012, 3:58 pm

MrsG wrote:Got ours through C&CC Shaun - its dead cheap aswell £40 to cover her for 3k which will allow us to replace her and also 1k of contents....I don't worry about theft as much, more so people driving into her or something...Ours is 1989.


Shocked Shocked

Thanks for that will look into the insurance, that's very cheap and gives peace of mind
Caz1960
Caz1960

Posts : 1716
Join date : 2011-09-04
Age : 60
Location : Cardigan west wales

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Post by Caz1960 on Mon 25 Jun 2012, 12:40 am

same as me got insurance from c&cc no probs with insuring the old girls covers contents,the Dandy, and any one that I hit Embarassed I mean that hits me flower

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